At onepaymentplan.com our primary focus is on facilitating the transfer of personal loans between lenders and lendées. However, we understand that our users have diverse financial needs and credit situations. Therefore, we also collaborate with lenders and lending partners who provide a variety of short-term loan options. When you visit our website, our goal is to guide you towards an offer for a personal loan. It's important to note, though, that not everyone will meet the criteria set by our personal loan lenders and partners. In such cases, we may redirect you to a lender or lending partner offering alternative short-term loans.

Most of our users who receive a loan offer typically get options for short-term loans ranging from $100 to $2,500. These loans, also called “sub-prime”, usually come with higher interest rates and shorter repayment terms compared to personal loans. We advise you to carefully consider and research the most suitable loan option for your individual circumstances.